Effective Date: February 27, 2026

These Terms of Service (“Terms”) govern your access to and use of (1) the website quotesautoinsurance.org (the “Website”) and (2) the Auto Insurance Quote mobile application (the “App”), together the “Services,” operated by Auto Insurance Quote (“we,” “us,” or “our”).

By using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1) What We Provide

The Services help users request and compare insurance quote options by submitting information (such as ZIP code and other details) through forms and related tools. We are not an insurance company, do not underwrite insurance, and do not guarantee that a quote, rate, coverage, or policy will be offered.

2) No Professional Advice

Information on the Services is for general informational purposes only and does not constitute insurance, legal, or financial advice. You should verify all policy terms, pricing, and eligibility directly with the insurance provider or licensed agent.

3) Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services. By using the Services, you represent that you meet this requirement.

4) User Responsibilities

• Accurate information: You agree to provide information that is true, complete, and up to date when using quote forms. Submitting inaccurate information can affect quote results or eligibility.
• Lawful use: You agree not to use the Services for unlawful, harmful, fraudulent, or abusive purposes.
• No interference: You agree not to disrupt, attempt to gain unauthorized access to, or interfere with the operation of the Services.

5) Quote Results, Rates, and Availability

Quote outputs and comparisons (if shown) can vary based on many factors, including location, underwriting rules, available providers, data accuracy, and state regulations. Any examples, ranges, or potential savings are illustrative only and are not guarantees.

6) Third-Party Providers and Links

The Services may connect you to third-party insurance providers, licensed agents, networks, or websites. We do not control these third parties and are not responsible for their content, services, pricing, decisions, or privacy practices. Your interactions with third parties are governed by their own terms and policies.

7) Communications

If you submit contact information, you may receive communications related to your request (for example, confirmations or follow-ups). You can request that we stop non-essential communications by contacting us (see “Contact Us” below).

8) Intellectual Property

The Services, including text, design, graphics, logos (excluding third-party marks), and software, are owned by us or our licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, sell, or reverse engineer any portion of the Services except as expressly permitted by law.

9) Prohibited Content and Conduct

• Uploading or submitting malicious code, spam, or automated scraping/bot traffic.
• Impersonating any person or entity, or misrepresenting your identity.
• Using the Services to violate others’ rights (privacy, IP, etc.).
• Attempting to bypass security measures or access non-public areas.

10) Disclaimer of Warranties

The Services are provided on an “AS IS” and “AS AVAILABLE” basis. We disclaim all warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or that quote results will be available or accurate for every user.

11) Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill arising out of or related to your use of the Services. Our total liability for any claim related to the Services will not exceed the amount you paid us to use the Services (if any) in the 12 months before the event giving rise to the claim.

12) Indemnification

You agree to defend, indemnify, and hold harmless Auto Insurance Quote and its affiliates from and against claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your violation of these Terms, or your violation of any rights of another.

13) Changes to the Services or Terms

We may update or modify the Services and these Terms from time to time. We will update the “Effective Date” when changes are posted. Your continued use of the Services after changes become effective means you accept the revised Terms.

14) Termination

We may suspend or terminate access to the Services at any time if we believe you violated these Terms or used the Services improperly. You may stop using the Services at any time.

15) Governing Law

These Terms are governed by the laws applicable to the operator’s jurisdiction, without regard to conflict of law principles. If a court finds any part of these Terms unenforceable, the remaining provisions will remain in effect.

16) Contact Us

If you have questions about these Terms, contact us:

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