Getting a Nationwide Quote for Military Families Made Easy
Military life brings special insurance needs. PCS moves, deployments, or long-term vehicle storage can all change your rates and coverage. Nationwide offers flexible options that fit these situations, helping you stay covered without overpaying while you serve.
This guide shows what to prepare, which discounts to ask about, and how to compare coverage for drivers on base, off base, or between duty stations.
Steps to Get Your Nationwide Quote
Before starting, gather your driver’s licenses, VINs, past policy details, and garaging ZIP codes (on or off base). Mention whether you’re active duty, in the Guard or Reserve, a veteran, or a military spouse—these details can unlock additional savings.
Get Your Auto Insurance Quote
Compare military-friendly rates without affecting your credit.
Explore Home Insurance Options
Bundle auto and home or renters insurance for additional savings.
Military-Focused Savings & Scenarios
Each situation below shows what to ask for when getting a quote with Nationwide. Whether you’re moving to a new base, storing your car during deployment, or adding a teen driver, clear communication helps the agent rate your policy correctly. It also prevents extra charges caused by assumptions about daily commuting.
As you review the table, note which situations fit your plans for the next 6–12 months. Keep proof such as PCS orders, storage papers, or driver training certificates. With the same limits and deductibles, choosing the right setup can lower your premium more than chasing small Nationwide discounts.
| Situation | What to Ask For | Why It Helps |
|---|---|---|
| PCS move | Re-rate by new ZIP; show proof of prior coverage | Some areas cost less; continuous coverage avoids penalties |
| Deployment 30–90+ days | Ask for storage or reduced-use option | Reduces cost when the car isn’t driven |
| On-base vs off-base | Confirm the correct garaging address | Ensures accurate rating and fewer errors |
| Adding teen or spouse | Request good-student or driver-training credits | Helps offset young driver surcharges |
| Multiple policies | Bundle auto and home/renters | Typical multi-policy savings |
Quick Checklist Before You Quote
| Item | Details |
|---|---|
| Driver & vehicle info | Licenses, VINs, yearly mileage, and use type (commute/on-base) |
| Prior insurance | Carrier, limits, and lapse dates if any |
| Military status | Active, Guard/Reserve, veteran, or spouse; include deployment dates if known |
| Discount documents | Good-student, driver training, or anti-theft proof |
| Coverage goals | Target liability limits and deductibles (for example, 100/300/100) |
After you submit your quote, review how each plan handles deployments, stored vehicles, and new drivers. For comparison, see Allstate Insurance Quotes to check different pricing styles.
Remember, the best policy isn’t only about price. It’s about having the right protection for your family today and flexibility for your next PCS.
Frequently Asked Questions
What documents do I need for a quote?
Driver’s licenses, vehicle registrations or VINs, prior policy details, and your current or next ZIP code.
Are there specific discounts for military families?
Yes. Ask about military eligibility, storage or lay-up savings, good-student, driver training, and multi-policy discounts.
How can I make sure I get the best rate?
Compare at least three quotes with the same limits, include deployment or storage options, and bundle policies whenever possible.