Nationwide Discounts to Lower Your Quote
Nationwide offers many ways to lower your auto and home insurance premiums. Understanding which discounts you qualify for can make a big difference when requesting a quote. By stacking multiple discounts, many customers are able to save hundreds of dollars per year while keeping strong coverage. Let’s explore the key savings opportunities you should know about.
If you're ready to start, you can get your Nationwide quote online and instantly apply eligible discounts to see your new rate.
Nationwide Auto & Home Quote with Discounts
Nationwide’s online quote tool automatically applies discounts you qualify for. As you enter your ZIP code, personal info, and property or vehicle details, the system identifies opportunities for savings and displays adjusted prices in real-time. This helps you understand exactly how much you can save before committing to a policy.
Auto Insurance Quote
See how many Nationwide auto discounts apply to your personalized quote.
Home Insurance Quote
Review home insurance discounts available on your Nationwide quote.
Popular Nationwide Discounts
Nationwide provides a wide range of auto insurance discounts. These include safe driver discounts for those with a clean driving history, multi-policy discounts for bundling home and auto insurance together, and accident-free discounts for staying claim-free over time. Each discount helps bring your premium lower while maintaining strong protection.
You can also cut costs with defensive-driving credits, good-student discounts, and lower rates for cars that have anti-theft or advanced safety tech. Stack a few of these offers and you shrink your bill with almost no extra effort.
Nationwide SmartRide® Program
Nationwide’s SmartRide® program bases your discount on how you actually drive. After you enroll, the company tracks mileage, braking, and speed. Safe habits can trim your premium by as much as 40%.
Many drivers see SmartRide® as the quickest way to pay less for coverage while building safer road habits.
For drivers looking to start coverage immediately without a large upfront payment, some companies also offer instant auto insurance with no down payment. These options allow you to activate your policy quickly while keeping initial costs low.
Maximize Your Nationwide Savings
When you request a quote, enter accurate, up-to-date details. The system applies every discount you qualify for, but confirming student status, multi-policy info, and vehicle safety features guarantees the lowest price.
Use the online tool to adjust coverage and watch your premium update in real time. You stay in control of both protection and savings.
If you want to explore even more options across multiple insurers, you can also use The Zebra quotes comparison tool to quickly check how various discounts from different companies stack up for your profile.