Nationwide Discounts to Lower Your Quote
Nationwide offers many simple ways to cut your auto and home insurance costs. Knowing which discounts you qualify for can make a big difference. By combining several savings, many customers lower their yearly bill by hundreds of dollars — all while keeping strong protection.
Ready to begin? You can get your Nationwide quote online and instantly apply available discounts to see your new rate in real time.
Nationwide Auto & Home Quote with Discounts
Nationwide’s online tool automatically finds discounts that match your profile. As you enter your ZIP code, car, and home details, it updates potential savings right away. This helps you see how each choice changes your price before you buy.
Bundling home and auto coverage gives you extra savings too. One provider means one payment, one claim process, and easier account management.
Get Auto Insurance Quotes
See which auto discounts apply to your personal Nationwide quote.
Get Home Insurance Quotes
Check what home insurance discounts are available for you.
Popular Nationwide Discounts
Nationwide rewards safe drivers, loyal customers, and households with more than one policy. Common offers include safe driver discounts, accident-free rewards, and special pricing when you bundle home and auto coverage.
You can also save through defensive driving courses, good student programs, and cars with anti-theft or safety equipment. Even small savings add up fast when several discounts apply together.
Nationwide SmartRide® Program
SmartRide® gives you a personalized discount based on how you drive. After you join, the program tracks your miles, braking, and speed. Safe driving can earn you up to 40% off your premium.
The best part? It also helps you improve driving habits and save more over time — turning careful driving into real money back.
Nationwide vs. Competitors
See how Nationwide stacks up against other major insurers. This quick table shows top discount programs and what makes each company unique.
| Provider | Key Discounts | Unique Advantage |
|---|---|---|
| Nationwide | Bundling, SmartRide®, Good Student | Up to 40% off with telematics |
| GEICO | Military, Multi-policy, Safe Driver | Excellent digital tools and app |
| Progressive | Snapshot®, Multi-car, Safe Driver | Dynamic pricing through telematics |
| Allstate | Drivewise®, Bundling, Senior | Strong rewards and loyalty offers |
Maximize Your Nationwide Savings
Before you finalize your quote, double-check your details. Make sure your student status, safety features, and multi-policy options are correct so you get every possible discount.
Nationwide’s website shows your updated price instantly as you adjust coverage. This makes it easy to balance cost and protection.
Want to see how other insurers compare? Visit The Zebra quote comparison to explore discounts from several companies side by side.
Frequently Asked Questions
Quick answers to common questions about Nationwide discount programs:
Most drivers save 15–25%. SmartRide® and bundling bring the biggest savings.
Yes. As you fill out your quote, Nationwide’s system adds all eligible savings instantly.
Absolutely. It works with safe-driver, multi-policy, and good-student offers.
Bottom line: Nationwide makes saving simple. Safe habits, loyalty, and bundled coverage all lead to lower rates. Review your quote to make sure you unlock every discount.