Allstate Insurance Quotes – Compare & Save Online
With Allstate insurance quotes you get transparent, live pricing in under two minutes. Adjust liability limits, add-ons like roadside or rental, and bundle auto + home to see instant savings—then bind online with clear line-item costs and digital ID cards ready to download.
Get Your Allstate Quote Now
Choose auto or home insurance, enter your ZIP code, and unlock live Allstate quotes tailored to your profile. Compare with competitors like Geico to see how rates differ across major insurers.
How the Allstate Quote Flow Works
If you want a quick walkthrough before you start, skim our step-by-step Allstate quote process. It shows where to enter garaging ZIP, drivers, vehicles, and optional coverages so your first price is as accurate as possible.
Auto Insurance Quotes
Compare real-time Allstate auto quotes and see your best savings.
Home Insurance Quotes
Find affordable Allstate home coverage for your property.
Beyond headline prices, the Allstate experience focuses on control: same-day policy changes, instant ID cards, and clear line-item pricing for each coverage. Most adjustments (like deductible tweaks or adding roadside) re-quote in seconds, so you can see savings before you commit.
Real customers report significant savings after switching—especially when using telematics tools like Drivewise®. You can also explore Progressive quotes to compare similar digital-first programs and policy management apps.
When you compare programs, focus on the first 30–45 days: that window sets your baseline discount in many telematics plans. Drive at consistent speeds, avoid hard braking, and keep late-night mileage low—those three habits tend to move the score most. Before you enroll, review which trips are scored (commuting vs. business), how long data is retained, and whether harsh events are forgiven after a clean period. Then re-run your quote with the updated score to see the true renewal impact before you lock coverage.
- Flexible coverage: Adjust limits, deductibles, and add-ons (roadside, rental, water backup) directly in your dashboard—changes re-quote in seconds.
- Bundle & save: Combine auto + home (and renters/condo where applicable) to stack multi-policy credits for meaningful annual savings.
- Smart discounts: Unlock savings for safe driving habits, autopay, paperless billing, multi-car, and qualifying home safety devices.
- 24/7 support: File claims, chat with agents, upload photos, and track repair status any time via web or mobile app.
- Clear pricing: Line-item quotes show how each coverage and deductible impacts your premium—no hidden fees at checkout.
- Telematics options: Opt into safe-driving programs to personalize discounts over time based on real-world driving patterns.
- Fast ID cards & docs: Instant digital ID cards, declarations, and proof-of-insurance—download or add to your wallet in a tap.
- Flexible billing: Choose monthly or annual pay; pair full-pay with paperless to trim processing costs and lower your total.
- Local + digital: Manage everything online but still get help from licensed local agents for complex coverage questions.
- Upgrade paths: Add value-focused endorsements (e.g., new-car replacement, accident-forgiveness options) to tailor protection as needs change.
Customer Insights & Experiences
“I switched to Allstate and received a detailed breakdown in minutes—clear savings and instant policy access. The mobile app is intuitive, letting me file a windshield claim in under 10 minutes.”
Factors That Impact Your Rate
- Driving record: Clean history yields the biggest discounts.
- Home features: Security alarms and new roofs can lower rates.
- Payment schedule: Paying annually often cuts 5–10% off premiums.
Top Discounts Available
| Discount Type | Average Savings | Best For |
|---|---|---|
| Multi-policy (Auto + Home) | 10–25% | Households combining coverages |
| Drivewise® Safe Driving | Up to 30% | Drivers with consistent good habits |
| Paperless Billing | 3–5% | Digital users |
| Full Pay | 5–10% | Annual premium payers |
Options for High-Risk Drivers
Had a recent violation or lapse? Review our quick checklist for eligibility windows, SR-22 filings, and ways to offset surcharges with telematics. Start with the guide how to get Allstate coverage for high-risk drivers to see which steps matter most before you bind.
Custom Coverage for Every Need
Allstate offers flexible policy options including roadside assistance, new car replacement, and water backup protection. For state-specific details, explore auto insurance in New York to see how local laws affect coverage.
FAQ about Allstate Quotes
How do I get an Allstate quote online?
Select auto or home, enter your ZIP, and view instant rates—no personal data required.
Are Allstate quotes really free?
Yes, quotes are 100% free and non-binding. Check as often as you want.
Which discounts apply to me?
Safe-driver, bundle, and paperless billing discounts are the most common.
Compare & Confirm Value
Before buying, review Nationwide coverage options or run a multi-company check with our comparison tool.
For a fair apples-to-apples comparison, keep the same liability limits, deductibles, and add-ons (roadside, rental, OEM parts) across all quotes. Note each offer’s bind-by date and renewal rules, then revisit the lowest two prices after adjusting for billing plan (monthly vs. full-pay) and any telematics credits scheduled to hit at renewal. This prevents under-insuring just to chase a short-term discount.