Compare Auto Insurance for New Drivers

Finding affordable auto insurance for new drivers can be challenging. With limited driving history, younger drivers are often quoted higher rates. That’s why comparing quotes from trusted providers is crucial. Use our ZIP-based quote tool to review offers tailored for first-time drivers and unlock savings on coverage today.

Get Your New Driver Quote

Use the ZIP code form below to compare auto insurance quotes designed specifically for new and inexperienced drivers. Whether you’re a teen driver or just earned your license, these quotes reflect local rates for your profile.

Instantly compare rates for new drivers in your ZIP code.

If you’re a first-time driver moving into your own place, now is the perfect time to review your home coverage options too. Many new drivers are also first-time homeowners, and you can explore home insurance for first-time buyers to protect your new property with an affordable and tailored plan.

What Affects Insurance Rates for New Drivers?

New driver insurance rates depend on several factors—mainly your age, location, vehicle type, and driving history. Companies like Geico and Progressive offer special discounts for teen and first-time drivers to help lower monthly costs.

Ways to Lower Your Premium

You can reduce your premium by taking simple steps early. Getting good grades, completing a defensive driving course, or joining a parent’s policy can all help you save.

Many companies offer student-specific programs. For example, State Farm’s student driver discounts reward academic performance and safe driving, helping young drivers save money and build a solid record.

Best Providers for First-Time Drivers

When buying your first policy, it’s smart to compare quotes from multiple insurers. Rates, coverage, and available discounts often vary based on your ZIP code and driving profile.

Some insurers use technology to help new drivers save. The Allstate Drivewise program tracks real driving habits and offers lower rates for safe behavior. Need fast approval? The General is known for fast, affordable coverage—even for higher-risk drivers.

Build a Policy That Fits You

Start with key coverage like liability and consider extras like roadside assistance. If you're looking for flexible plans tailored to new drivers, check out options from Safeway and other affordable providers.

Need help deciding? Visit our insurance companies directory to compare 25+ providers for new drivers.