Cheap Liability Auto Insurance
Looking for cheap liability auto insurance? Whether you're seeking minimum coverage to meet your state's legal requirements or want to save money by skipping full coverage, you can compare top-rated liability-only options by ZIP code. We help drivers find low-cost policies from trusted providers without compromising basic protection.
Get Free Liability Insurance Quotes
Use the ZIP code form below to view quotes from local and national insurers offering affordable liability coverage. This option is ideal for budget-conscious drivers, those with older cars, or people only needing minimum legal coverage.
Compare Rates by ZIP Code
Instantly see liability-only insurance rates from leading carriers.
What Is Liability-Only Coverage?
Liability-only car insurance pays for damage or injuries you cause to other people. It doesn’t cover your own car. This type of coverage is required in most states and includes two parts: bodily injury and property damage. Many drivers choose it to stay legal while keeping costs low.
Who Should Consider Liability-Only Insurance?
This coverage is a good fit if you own an older car or one that’s fully paid off. It also works well for students or drivers who want to lower their monthly bills. If your car isn’t worth much, liability-only coverage can help you save money.
State Minimum Requirements
Each state has its own rules for the minimum amount of liability insurance you need. Our ZIP code tool checks these rules and finds policies that meet your local laws. This way, you get the coverage you need without paying more than necessary.
Top Providers Offering Liability Coverage
Start with Geico liability insurance. Geico offers flexible plans at low prices and is known for fast claims and strong customer service.
You can also look at Safeway’s liability plans. They focus on affordable, simple coverage that’s easy to get—great for drivers on a budget.
Need fast approval? The General’s basic coverage is great for high-risk drivers or those who need instant proof of insurance.
Related Insurance Options
Want to upgrade later? Progressive plans let you start with liability and move to full coverage anytime—no need to switch providers.
Looking for more savings? Allstate liability quotes offer discounts and flexible deductible options.
Still exploring? Visit our insurance provider directory to compare plans from over 25 companies.
If you're considering Progressive, you can also learn how to get a Progressive quote online and review your personalized liability options in just minutes.
For drivers interested in modern savings programs, consider exploring Esurance DriveSense usage-based insurance, where your real driving habits may help lower your liability premiums even further.