Affordable Full Coverage Auto Insurance

Q: Is full coverage required for every car?

Full coverage is typically only required for leased or financed vehicles; liability-only is fine for older, paid-off cars.

Q: Does full coverage cover my car if I’m at fault?

Yes, collision insurance pays for your vehicle’s repairs even if you caused the accident.

Q: Can I get discounts on full coverage?

Yes. Safe driver, multi-policy, good student, and other discounts can all apply to full coverage—just ask each insurer.

Q: Will my credit score affect the price?

In most states, yes. Better credit usually means a lower premium, but there are options for all credit levels.

Looking for affordable full coverage auto insurance? Our quote tool makes it easy to compare policies that combine liability, collision, and comprehensive protection in one. Whether you just bought a new car, are leasing, or want broader peace of mind, full coverage protects against more than just accidents.

Compare Full Coverage Auto Insurance by ZIP Code

Use your ZIP code to get instant quotes from leading companies offering customizable full coverage. These policies protect your car from accidents, weather, theft, vandalism, and more—making them the best choice for new, leased, or high-value vehicles.

Get Full Coverage Quotes Now

See offers from top national and local carriers. Adjust limits and deductibles for your best price.

Affordable full coverage car insurance comparison

What Does Full Coverage Auto Insurance Include?

Liability: Covers injury and property damage you cause to others.
Collision: Pays for repairs to your vehicle after an accident (regardless of fault).
Comprehensive: Covers damage from theft, vandalism, fire, storms, falling objects, and more.

This combo provides the most complete protection and is required by lenders if you lease or finance your car.

When Do You Need Full Coverage?

Full coverage is required for most leased or financed vehicles. It's also smart for newer cars, or if you live in areas with higher rates of theft, natural disasters, or traffic. This policy helps you avoid major out-of-pocket costs after a covered loss.

How to Save on Full Coverage Insurance

Bundle your auto with home or renters insurance for a multi-policy discount.
Choose a higher deductible if you can afford it to lower your monthly premium.
Qualify for safe driver, anti-theft, or paperless billing discounts.
Compare several insurers side-by-side using our ZIP quote tool.

Compare Full Coverage Quotes from Leading Insurers

Start with Geico full coverage quotes or Progressive full coverage plans—both let you adjust coverage for a perfect fit. Also, check Allstate full coverage insurance for bundling discounts and strong claims support.

For more choices, review our top auto insurance providers for 2025 and compare full coverage policies across all major brands.

Considering Geico? See our guide to getting a Geico quote online and explore all available full coverage discounts.

Full Coverage for High-Risk Drivers

If you need full coverage after a serious violation, consider insurers that offer SR-22 insurance with affordable options for high-risk drivers.

Alternatives and More Options

Not sure if full coverage fits your needs? Check liability-only policies for lower monthly payments, or browse our provider directory to see who offers the best value for your ZIP code.

Frequently Asked Questions about Full Coverage Auto Insurance

Is full coverage required for every car?
No, it's usually only required for leased/financed vehicles. Older or paid-off cars can often use liability-only to save money.

Does full coverage cover my car if I’m at fault?
Yes, your collision insurance pays for your car’s repairs even if you caused the accident.

Can I get discounts on full coverage?
Absolutely. Safe driver, multi-policy, student, and other discounts all apply to full coverage—ask each insurer what’s available.

Will my credit score affect the price?
In most states, yes. A better score usually means a lower rate, but there are options for all credit levels.