Best Auto Insurance for College Students

Finding the best auto insurance for college students can be a challenge—but it doesn’t have to be expensive. With the right discounts and policy features, students can secure affordable coverage even with limited driving history. Our ZIP-based quote tool helps you find flexible, student-friendly options that match your budget.

Compare Student Car Insurance Rates

Enter your ZIP code to view customized quotes for student drivers. Whether you live on campus or commute to school, these plans offer the protection you need—at a price you can afford.

Check Car Insurance Offers

Find insurance deals made for students and young drivers.

What Discounts Are Available for Students?

Many insurers offer good student discounts, safe driving incentives, and discounts for attending school more than 100 miles from home without a car. Bundling with renter’s insurance or staying on a parent’s plan can also reduce costs.

Should Students Choose Liability or Full Coverage?

Liability-only is cheaper, but full coverage may be wise for newer cars or financed vehicles. Use our quote tool to compare both and see what fits your risk profile and budget best.

Tips for Lowering Rates While in School

Maintain a clean driving record, avoid unnecessary coverage, and consider usage-based insurance (UBI) that tracks mileage and behavior. You may also qualify for discounts with defensive driving courses.

Top Providers for Student Auto Insurance

Start by checking Geico student policies—known for competitive prices and good student discounts.

Then, explore Allstate’s college driver discounts for smart savings and mobile claim features.

You can also compare Progressive student plans that adapt to your life and driving habits.

Explore More Coverage Options

Prefer budget-only protection? See our page on cheap liability insurance for lower monthly costs.

Or view all providers in our insurance company directory to compare up to 25+ auto insurers.