Consumers may try Ever Quote insurance quote comparison services which provide auto, home, moto, life solutions that enable you to find the most optimal and affordable policy. Besides, renters/health insurance quote comparison is also possible.
Get cheaper prices on auto policies here online
Apply for quote by zip code & pay less on home ins coverage
Pay less on annual premiums for life policy
The basic algorithm stated on the website includes the following steps:
- First, you are to state what kind of a vehicle you own, how old it is, what condition it is in, and other details about yourself and the car you want to insure because all such data determines what insurance offers you may get. Besides, you are to say what kind of coverage you expect to get. Using the information provided by you, the Ever Quote experts will get relevant quotes provided by major insurers. When calculating possible options, cases of insurance under the same conditions for similar vehicles are used.
- At this stage, you will be connected to the insurance providers operating in your area. As you are already pre-qualified, there is an opportunity for you to look through the list of offers and choose the one that meets your requirements and fits your needs. By talking to insurer representatives, you can get more information on insurance conditions, applicable discounts and other aspects of being an insurance company client.
- When you have made up your mind, you can select the option which you like most. Done.
Among the Ever Quote partners are major insurance providers which have proven to be reliable and capable of supplying their clients with resources when they need it. The very limited and incomprehensive list of them includes Farmers Insurance, Esurance, State Farm, Nationwide, Mercury Insurance, Liberty Mutual, Progressive, Allstate, etc.
The Ever Quote service is free to use, so you can fill out a form and get offers within minutes at no cost. The company strives to make sure you spend money only on reliable carriers that offer solutions which fit your needs more than others.
The information you share with Ever Quote is provided only to carriers, local agencies, carriers, and brokers, and not sold or distributed.
The company also has a blog in which insurance-related articles are published. It covers such topics as cost shaping, post-DUI car insurance, vehicle sharing, getting an insurance policy while having your license suspended, etc., thus helping people find the best offer and avoid tricks and traps that they may encounter.
Despite having car insurance quote comparison as its specialization, the company expanded its field of operations and now offers a service enabling you to find out what options related to life insurance policies there are available.
- Term Life Insurance. This kind of policy is aimed at having you covered by an insurer for a certain period; the most common terms are 15 years, 20 years, and so on. Most companies use an increment of five. Should something happen to the policy holder, his or her beneficiary will get resources to manage final expenses, mortgage, tuition, and other things which may come as a significant financial burden in case of the bread winner’s death. Buying a house or handling loans can be easier in financial terms if you have a term life policy.
- Permanent Life Insurance. Unlike the previous type of a policy, this one covers the policy holder as long as he or she is alive. The accumulation of cash invested enables you to have wealth to provide for your loving ones even when you pass away: your beneficiaries will get your assets plus the value accumulated over time.
- Universal Life Insurance. This one is similar to permanent life insurance, but it is also characterized by better flexibility.
Also, Ever Quote can help you get relevant info on available Home Insurance, which can help you get reimbursement for property lost of damaged due to weather-related issues, theft, and other events. The algorithm is the same: specify the details about yourself and your home, get the quotes offered by major insurers, and pick the policy you consider to be most appropriate.
Another useful product offered by Ever Quote is the app they developed named EverDrive. EverDrive is designed to assess the quality of your driving to help you improve your skills. The app is capable of recognizing whether you are a driver or a passenger, and uses a 100-scale to rate your driving style. Fast acceleration, failing to mind speed limits, and other signs of poor driving skill decrease your rating. EverDrive is more like a game which can help you train, and no data sharing is implied: the company will not report your bad driving and wants to help you improve your skills to avoid accidents. You can even compete with your friends as there’s a ranking system integrated!
As to insurance benefits, being a safe driver means you can qualify for additional discounts, so this app can be of use for any person owning a car.