Get Liberty Mutual Auto & Home Insurance Quotes Online
Liberty Mutual helps you create auto and home insurance plans in just minutes. Its online platform lets you change deductibles, add or remove extras, and see prices update instantly. Whether you want one Liberty Mutual quote online or want to compare several Liberty Mutual quotes side by side, you stay in control of both cost and coverage.
If this is your first time getting a quote, check our step-by-step Liberty Mutual guide for quick tips.
Compare Liberty Mutual Auto & Home Insurance Quotes
Start by entering your ZIP code, vehicle or property details, and basic personal info. Liberty Mutual’s tool gives you real-time premiums you can adjust until the balance of protection and price feels right.
Auto Insurance Quote
View Liberty Mutual auto rates and fine-tune coverages in real time.
Home Insurance Quote
See Liberty Mutual home insurance quotes made for your ZIP code.
Liberty Mutual Auto & Home Coverage Options
- Liability & Medical: Meets or exceeds state minimums, with higher limits available.
- Collision & Comprehensive: Protects from crashes, theft, weather, and animal damage.
- RightTrack® telematics: Earn up to 30 % off at renewal for safe driving.
- Home dwelling & personal property: Covers both structure and belongings.
- Extras: Add accident forgiveness, new-car replacement, water-backup, or ID theft protection.
What Makes Liberty Mutual Different?
Few companies mix flexibility and digital tools as well as Liberty Mutual. You can raise or lower deductibles, add roadside assistance, or choose rental coverage—and watch your rate update instantly. Curious how it stacks up? Compare with Erie Insurance for a regional check.
The RightTrack app monitors your actual driving behavior. Most careful drivers see solid discounts after the first 90 days of use.
How to Save More with Liberty Mutual
- RightTrack safe-driver: Up to 30 % off for smooth driving and calm braking.
- Multi-policy bundle: Combine auto and home for about 12 % savings.
- Good-student: GPA 3.0 + often lowers rates for young drivers.
- New-home / renovation: Fresh builds and upgrades qualify for extra credit.
To get the best bundle value, you can also compare homeowners insurance rates on our partner site before confirming your package.
Liberty Mutual vs Major Competitors – Sample 6-Month Auto Premiums
| Carrier | Texas | Florida | Illinois |
|---|---|---|---|
| Liberty Mutual | $497 | $538 | $422 |
| GEICO | $485 | $560 | $436 |
| State Farm | $515 | $552 | $448 |
These sample prices are for comparison only. Actual rates depend on your driving record, address, and vehicle type.
If your quote seems high, try changing deductibles, trimming unneeded add-ons, or enabling telematics tracking. Small edits often lower the premium more than expected.
You can also improve your profile over the next few months—garage your car, reduce mileage, or bundle coverage—so renewal quotes reflect better risk data.
How to Read Sample Premiums
Treat the table as a guide, not a promise. Factors such as vehicle model, recent violations, credit-based score (where used), and repair costs in your area affect pricing.
Focus on your personal trend: quote now, see what changes cut the price without losing protection, and check again at renewal to keep saving.
Start Your Liberty Mutual Quote Today
Enter your ZIP to start a Liberty Mutual quote. Choose your limits, add options you want, and secure a rate that matches your budget.
First-time buyers can compare several coverage levels at once to see how each affects cost per month.
If you’re still comparing, run at least one other national carrier with the same details to see how Liberty Mutual measures up.