How to Secure Hartford's SR-22 Insurance Online

Q: How long do I need to keep an SR-22?

Typically between one and three years, depending on your state.

Q: Can I get an SR-22 without owning a car?

Yes, Hartford offers non-owner SR-22 policies that cover you while driving vehicles you don’t own.

Q: What happens if my SR-22 lapses?

Your insurer must notify the state, which can result in license suspension or penalties.

Getting an SR-22 certificate might seem complicated, but Hartford makes it quick and simple. With a few easy steps, you can file online and get back on the road with confidence. This guide walks you through each part — from understanding the form to final approval — all from home.

An SR-22 isn’t an insurance policy. It’s a state-required form that proves you have minimum coverage. If you’ve had a lapse in coverage or a driving violation, Hartford helps you meet these requirements affordably and without stress.

Steps to Obtain Your SR-22 Insurance with Hartford

The filing process is easier than most expect. Follow the steps below to secure your Hartford coverage and stay compliant with your state’s rules.

Get Your Auto Insurance Quote

Compare Hartford SR-22 auto insurance quotes instantly.

Explore Home Insurance Options

Explore Hartford homeowners coverage designed for all drivers.

Check Your Hartford Quote

After entering your ZIP code, Hartford’s system generates a personalized quote. Double-check your details for accuracy to get a precise estimate. You can also compare with Allstate Insurance to make sure you’re getting the best rate.

Once you receive your quote, review the available plans — liability, collision, or comprehensive. Pick the one that meets your SR-22 needs and provides solid coverage. New drivers can also check State Farm vs Allstate for more comparisons.

Tip: Ask about discounts for safe drivers or multi-policy savings — similar to those from Liberty Mutual.

Completing the SR-22 Filing

When you choose your plan, Hartford will ask for basic documents like your driver’s license and registration. After that, they file your SR-22 electronically with your state — usually within a few days.

Always confirm that your filing is complete. Hartford’s support team can verify your status and answer questions. Keeping your policy active during the SR-22 term (often 1–3 years) prevents fines or suspension.

Frequently Asked Questions

Here are the most common questions Hartford customers ask about SR-22 insurance.

What is an SR-22?
An SR-22 is a certificate proving you meet your state’s minimum auto insurance requirements, often after certain violations.

How long do I need to keep an SR-22?
Usually between 12 and 36 months, depending on your state’s laws.

Can I get an SR-22 without owning a car?
Yes. Hartford offers non-owner SR-22 policies for drivers who don’t have their own vehicle.

What happens if my SR-22 lapses?
If coverage lapses, Hartford must notify the state, which could lead to license suspension or extra fees.

Tip: Keep your policy active and check renewal dates to avoid penalties.

In summary, getting Hartford’s SR-22 insurance online is simple and fast. With the right plan and documents, you’ll stay compliant and protected. Compare quotes regularly to find your best rate and drive with peace of mind.