Tailored Auto Insurance Solutions for High-Risk Drivers
If you’re classed as a high-risk driver, shopping for insurance can feel hard. The General builds policies for drivers like you, so you can get the protection you need at a price that makes sense.
The focus is simple: fast quotes, fair prices, and coverage that fits your situation—whether that’s tickets, accidents, or other risk factors.
Why Choose The General
Many insurers turn high-risk drivers away or charge a lot. The General aims to do the opposite: offer competitive rates and flexible options that match your history and budget.
Compare a few policies to see what works best. Start with The General insurance quotes and, if relevant, see coverage for student drivers.
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| Risk Profile | Recommended Coverages | How to Lower the Premium |
|---|---|---|
| Recent violations/tickets | Liability + Collision; consider a higher deductible | Defensive driving course, autopay, paperless billing |
| At-fault accident in last 3 years | Liability + Comprehensive; add rental reimbursement if needed | Garage parking, telematics (if offered), bundle with home |
| SR-22 required | At least state-minimum liability; consider higher limits | Keep continuous coverage, avoid lapses, pay in full |
The General knows the high-risk market. Typical options include liability, collision, and comprehensive, so you can build a policy that fits. Need help after a crash? Use the unified claims guide for The General.
Discounts can help, too. A clean record over time may improve your rate. Ask which savings you qualify for. Drive a taxi? See special coverage for taxi drivers.
Price matters, but support matters too. The General’s team can explain terms in plain language and help you pick limits and deductibles with confidence.
Want broader context? Check The Zebra quotes or options for unique jobs like food truck coverage.
Frequently Asked Questions
What makes a driver “high-risk”?
Things like accidents, tickets, or a DUI can put you in this group.
Can high-risk drivers still get good rates?
Yes. The General focuses on this market and often has competitive pricing.
What coverages should I consider?
Start with liability. Add collision and comprehensive for better protection.
How can I lower my premium?
Keep a clean record, take a defensive driving course, use autopay/paperless, and bundle policies.
Bottom line: if you’re a high-risk driver, The General offers clear, flexible options. Get a quote and see what you can save today.