Lemonade Insurance Quotes
Lemonade is a modern, app-based insurer built for simplicity and speed. You can get auto, home, or renters coverage in minutes — adjust limits, pick deductibles, and buy your policy online without a phone call. With clear pricing and its unique Giveback program, Lemonade stands out for customers who value transparency and technology.
Get Fast Online Quotes
Just enter your ZIP code, answer a few short questions, and view real prices instantly. Choose basic liability or full coverage, add collision or comprehensive, and customize extras like valuables or equipment protection. Most people finish their quote in under five minutes.
Start Your Lemonade Auto Insurance
See your personalized Lemonade auto quote instantly.
Get Lemonade Home Insurance
Get quick, affordable home or renters coverage.
Want to compare before buying? Try GEICO vs Lemonade quotes for your ZIP, or check Progressive if you prefer usage-based rates.
Why Choose Lemonade
Fast and simple: Get a quote, adjust options, and buy online in minutes.
Clear pricing: Every change updates your rate instantly.
Flexible coverage: Add or remove protection anytime — no paperwork.
Giveback program: A part of unused premiums supports charities you choose.
Coverage and Add-Ons
Lemonade offers renters, homeowners, auto, and pet insurance. You can add higher liability limits, schedule valuables, protect personal equipment, or cover living costs after a loss. Auto customers can also add roadside help, rental car coverage, or set custom deductibles to match their budget.
Easy Quote Comparisons
To compare fairly, use the same limits and deductibles across companies. Start with the protection you need, then raise or lower deductibles to see how it changes the monthly price. Lemonade updates each quote in real time, making comparisons simple and transparent.
Bundling helps too. Renters or homeowners who add auto coverage can qualify for extra savings. List all safety features — alarms, cameras, tracking devices — and details like mileage or commute length to unlock every possible discount.
Coverage Levers and Typical Price Effects
| Line | Lever | What It Changes | Typical Effect |
|---|---|---|---|
| Auto | Liability limits (25/50/25 → 100/300/100) | Covers damage or injury you cause | Slightly higher rate, much better protection |
| Auto | Comprehensive / collision deductible | Your share on theft or accident claims | Higher deductible = lower price |
| Home / Renters | Personal liability limit | Covers harm or property damage to others | Small rate increase with stronger coverage |
| Home / Renters | Scheduled valuables | Extra protection for jewelry, art, or electronics | Minor cost increase per item |
Tip: Save one quote with your current settings and another with your ideal coverage. If the price difference is small, upgrade your protection now and lock it in.
Test small changes one at a time — adjust a single deductible or limit and compare results. This makes it easier to see what affects your price most.
Switching from another insurer? Match your start dates to avoid gaps in coverage, upload your old declarations for quick verification, and download your new digital ID cards right after checkout.
Tips for Smarter Quotes
- Use equal limits: Keep the same liability and deductibles when comparing companies.
- Bundle to save: Combine renters or home with auto to get multi-policy discounts.
- Pick smart deductibles: Higher deductibles mean lower rates today — adjust later if needed.
How to Get Started
Enter your ZIP above, answer a few simple questions, and view your price. Want to see other providers first? Visit our insurance company directory featuring 25+ national and regional options.