How big is the multi-policy discount with Auto-Owners?

Customers usually save 10–12 % by bundling home and auto; households that add life or umbrella coverage can reach 15 %.

Can I manage my Auto-Owners policy entirely online?

Most routine tasks—payments, ID cards, claim tracking—are handled in the portal, while local agents remain available for personalized guidance.

Auto-Owners Insurance Quotes

Q: Does Auto-Owners insure high-risk drivers?

Yes. Premiums are higher for drivers with DUIs or multiple violations, but agents can structure policies with accident-forgiveness options.

Shoppers comparing Auto-Owners Insurance quotes often discover that the carrier’s century-long track record translates into both competitive prices and responsive claims service. In several recent Midwest ZIP-code comparisons, drivers who bundled their car and home policies shaved nearly 15 percent off combined premiums—proof that the company’s multi-policy discount can rival bigger national brands without sacrificing local agent support.

Get a Free Quote With Auto-Owners

Use the secure form below to view real-time rates. Quotes adjust automatically to your garaging address, driving history, and home value, so you’ll see the most accurate price before you buy.

Auto Insurance Coverage

Compare liability-only and full-coverage plans in seconds.

Homeowners Insurance Options

See dwelling, liability, and extra-coverage options.

Why Drivers Choose Auto-Owners

Popular perks include accident forgiveness, common-loss deductible, and optional roadside assistance. Safe-driver, multi-vehicle, and advanced-quote discounts help keep premiums low.

Coverage That Goes Beyond the Basics

Home policies extend to identity-theft expense and equipment-breakdown endorsements. Bundling both lines often unlocks an additional 12% off each policy — stacking nicely with safe-home credits for monitored alarms.

Peace of Mind for Your Loved Ones

Auto-Owners also writes flexible term and whole-life coverage, letting families fund college plans or protect a mortgage payoff with one carrier.

Compare and Save More

Need alternatives for a teen or high-risk driver? Check rates with The General auto insurance to see side-by-side pricing. Stacking quotes ensures you capture every available discount before you decide.

Tech-savvy shoppers can also price a policy with GEICO auto policy and compare digital-first features against Auto-Owners’ agent network for the perfect fit.

Effortless Claim Experience

Need a tow, glass repair, or contractor referral at 2 a.m.? Auto‑Owners’ 24/7 claims line puts help one call away. Once your claim is opened, you can track repairs in real time online or through your local agent—total transparency from start to finish.

Whether it’s a hurricane or a parking‑lot fender‑bender, every claim gets the same fast attention. Backed by AM Best financial ratings of A or better, Auto‑Owners has the resources to pay out promptly and keep you moving.

Digital Tools and Agent Support

The secure customer portal lets you download ID cards, set up autopay, or add a driver in seconds. Prefer human guidance? More than 3,000 independent agents nationwide offer face‑to‑face advice an app can’t match.

This hybrid approach—high‑tech convenience plus local expertise—makes Auto‑Owners a smart pick for drivers who want the best of both worlds.

Explore More Ways to Save

Savings don’t stop at bundling. Earn price breaks for paying annually, staying claim‑free, or installing smart‑home security devices. These credits renew every year you keep a clean record—so the longer you stay, the less you pay.

Ready to see your own numbers? Enter your ZIP code above and compare Auto‑Owners with at least two competitors. A few minutes of shopping today could trim hundreds from next year’s premium.

Compare Auto-Owners With Other Insurers

Want additional benchmarks? Pull Progressive quotes and State Farm rates for a broader perspective on pricing and coverage tiers.

Budget shoppers can also review Safeway discounts or scan Erie customer reviews to see how regional carriers stack up against national brands. For a complete list, visit our insurance companies hub.

FAQ — Auto-Owners Insurance Quotes

How big is the multi-policy discount?
Bundling home and auto typically saves 10–12 %, but some households see up to 15 % when adding life or umbrella coverage.

Does Auto-Owners insure high-risk drivers?
Yes. While premiums are higher for DUIs or multiple violations, local agents can structure coverage with accident forgiveness and gradual step-down programs.

Can I manage everything online?
Most policy tasks—ID cards, payments, claims—are available in the portal; dedicated agents remain for in-person advice or complex changes.