Many consumers look for cheaper quotes on auto, motorcycle, home, life, renters policies which they may get from Elephant insurer. If you are here we help to compare & get the cheapest rate on such types of policies which allow to apply for more features. This company is an insurer originating from the UK and specializing in Auto Insurance. It operates in the US and 6 states of the US, namely Virginia, Maryland, Illinois, Indiana, Tennessee, and Texas. A relatively new company, it has already obtained the status of a major insurer on which many auto owners rely.
Compare rates on auto policies & save on premiums
Choose cheaper rates for motorcycle policy online by zip code
Apply for home ins quote & save using zip code
Get more affordable quotes on renters ins coverage
Lower rates on life coverage help you to save more on premiums
Get more reliable & quality policy on business coverage
- Auto Insurance. As this type of policies is the primary field of Elephant operations, the company offers plenty of options to choose from. The policy the company provides enables you to have auto coverage of comprehensive nature, including liability arising from collisions, uninsured motorists, paying for medical treatment the need for which may arise after an accident, lawsuit protection (applies to cases when the person who also suffered in an accident sues you), and damage repairs resulting from natural disasters, theft, and vandalism. As additional perks, you can pick roadside assistance, rental reimbursement, and loan GAP coverage. Your solution can be tailored and comprehensive to the extent you need it. Special discounts may also apply. For instance, if you bundle your home, motorcycle or car, you get the policy at a reduced price. Another opportunity to save is to insure multiple cars: doing this may bring you a 20% discount. If your driving record is perfect, you are eligible for up to 10% price reduction. Another popular discount is a good student’s discount, which may grant you additional 12% reduction if you have a B average (better results are also appreciated).
- Homeowners Insurance. The insurer uses homeowners policies the value of which is determined on the basis of Replacement Cost Coverage. Such an approach can provide you with up to one hundred percent of the cost of rebuilding (repairing is possible too if it’s not a total loss) your house using the same materials. Roof rebuilding can be an exception as Actual Cash Value may apply. Bundling insurance policies with other Elephant products makes you eligible for an extra cost reduction.
- Renters. Similar to other products, bundling Renters Insurance with other Elephant services results in getting a discount. This policy type includes loss-of-use coverage (applies to cases when you cannot live in the rented house and need temporary accommodation), replacement cost coverage (applies to having your property lost or damaged; under the terms of Elephant policies, you can get new items, and no depreciation will be taken into account), and liability coverage (lawsuit assistance and protection).
- Condo. Your co-op is likely to have handled master insurance which covers common walkways, the building, and other shared objects. Yet your personal possessions remain uninsured if you do not obtain a Condo ins policy. Natural disasters, burglary, vandalism – your furniture, rarities, devices, and other belongings may get damaged to a variety of reasons, and this policy is designed to help you reimburse their cost in case something happens to them. Another reason to obtain a condo policy is that it can enable you to have extended coverage implying temporal housing reimbursement which you may need should your condo become uninhabitable. Also, liability coverage is another part of a basic condominium policy.
- Motorcycle ins. An auto and motorcycle bundle gives you the right to claim a discount. Elephant-designed moto policies can be customized, and you can build your own one and pick the options you consider appropriate. Among the policy ingredients to choose from are various liability types (damage done to body or possessions), accessory, comprehensive/collision, medical treatment and passenger liability coverage, roadside assistance, underinsured/uninsured motorists, agreed value settlement, etc.
- Collector Car Ins. The variety of cars which fall into the collector category includes fire trucks, classic cars, race and exotic vehicles, custom motorcycles, military vehicles, tractors, and some other types the full list of which is available on the corresponding Elephant page.
- Life insurance. Elephant offers Term Life ins implying insuring your life for a certain period. Should you pass away, the company will pay the stated amount of money to the beneficiary you have chosen. This policy implying monthly premiums can help you provide for your beloved person when you die.
- ATV. Insuring an ATV can be enhanced if you are eligible for discounts, some of which are provided due to bundling, renewal, opting for anti-theft options, safe driving, etc. A standard product may include basic coverage types such as liability of different kinds, accessory, medical treatment, collision and passenger coverage, and other solutions.
- Umbrella. This product is aimed to cover liability other than that implied by standard policies of other kinds and used as an extension.