How to Obtain a Progressive Quote for Tiny Homes
Living small doesn’t mean you should compromise on protection. If you own or plan to buy a tiny home, securing the right insurance is essential. Getting a Progressive quote for tiny homes helps ensure your investment is safe — whether your home is stationary or mobile. With the right guidance, you can find a policy that fits your space, lifestyle, and budget.
In this guide, you’ll learn how to obtain a Progressive quote for tiny homes, what factors influence your rate, and which coverage options provide the best protection for your unique setup. Understanding these details can help you save money and gain peace of mind.
Steps to Get a Progressive Quote for Your Tiny Home
Before requesting your quote, collect all essential information about your home — size, location, mobility, and special features. Tiny homes often need custom insurance due to their versatility and mobility, so clarity about your setup will help Progressive tailor the best plan for you.
Get Auto Insurance Quotes
Get personalized Progressive auto insurance quotes for tiny home owners.
Get Home Insurance Quotes
Compare home insurance options that fit your tiny living lifestyle.
What Affects the Cost of Tiny Home Insurance
Once your details are ready, you can visit the Progressive website or talk with an agent to request a quote. Make sure to ask about available discounts and policy options for small or mobile dwellings. For instance, you can also explore coverage for rental income if you occasionally rent out your tiny home.
Tiny homes face unique risks such as mobility, towing damage, and exposure to extreme weather. If your home is frequently moved, ensure your policy includes in-transit coverage. For stationary models, focus on structural protection, theft, and liability.
Those who use their tiny home for business should review Liberty Mutual’s home-based business coverage insights to understand how to protect work-related equipment and liability under the same roof.
Comparing Providers and Discount Options
Progressive isn’t the only provider offering tiny home protection. If you’re self-employed or freelance from your tiny house, explore Allstate’s insurance discounts for professionals. Similarly, compare Progressive vs. Geico to see which fits your usage patterns and risk tolerance best.
When reviewing your quote, look at deductible levels, liability coverage, and replacement value limits. If you tow or move your home seasonally, verify that transit coverage is included — it’s one of the most overlooked parts of tiny home policies.
| Coverage Type | What It Covers | Why It Matters |
|---|---|---|
| Structural Protection | Covers damage to walls, roofs, and built-in systems | Keeps your home secure during storms or accidents |
| In-Transit Coverage | Protects your home while being moved or towed | Essential for mobile tiny homes |
| Liability Coverage | Protects against injury or damage claims | Provides financial protection in case of accidents |
| Contents Insurance | Covers personal items inside your tiny home | Protects against theft and fire damage |
Frequently Asked Questions
What is the average cost of insurance for a tiny home?
Costs vary by state, size, and mobility but typically range from $300 to $1,500 per year for basic coverage.
Do I need special insurance for a tiny home?
Yes. Tiny homes require specialized policies because they differ from standard houses or RVs in structure and usage.
Can I insure my tiny home if it’s on wheels?
Absolutely. Progressive and other insurers provide coverage for mobile tiny homes — just mention mobility when requesting your quote.
Are there discounts available for tiny home insurance?
Yes. You can qualify for bundling discounts, safe driver savings, or smart home device discounts depending on your setup.
In summary: Getting a Progressive quote for your tiny home is simple when you understand your needs and gather the right details. With tailored protection for structure, transit, and contents, you’ll ensure your small home has big security. Compare multiple providers and update your coverage annually to keep your premiums optimized.