How Progressive Calculates Your Quote
Progressive uses advanced algorithms to calculate your insurance quote based on many personal factors. These details help determine your auto and home insurance rates quickly and accurately. With just a few pieces of information, Progressive generates personalized quotes you can review online.
You can get Progressive quote online anytime and instantly see your available pricing options.
Progressive Insurance Quote Calculation Process
Progressive gathers data such as your ZIP code, vehicle type, driving record, property details, and insurance history. This information allows the system to assess your level of risk and create a customized quote based on your personal profile.
Auto Insurance Quote
Compare real-time Progressive auto insurance quotes today.
Home Insurance Quote
See Progressive home insurance quotes based on your property details.
What Factors Influence Your Quote?
Progressive looks at multiple factors to determine your pricing. For auto insurance, your driving history, accident record, mileage, and type of vehicle all play a role. For some drivers, selecting cheap liability auto insurance options may help lower the cost while still meeting state requirements.
Your credit score, marital status, prior insurance history, and chosen deductibles all shape the price of both auto and home policies. Progressive factors in these details to craft a rate matched to your personal risk profile.
Why Personalized Quotes Matter
No two drivers or homeowners are the same. A personalized quote reflects your real-life situation, letting you skip extras you don’t need and avoid paying more than necessary.
Fine-tune coverage limits, deductibles, and optional add-ons until the policy feels right and fits your budget—before you buy. You can also compare Progressive quotes with competitors to make sure you're getting the best deal possible.
Start Your Progressive Quote Today
Enter your ZIP code, answer a few basic questions, and see tailored quotes in minutes. Compare options, adjust coverage, and lock in your rate online.
Progressive keeps everything on one screen—compare plans, tweak details, and purchase your policy without leaving home.
If you're exploring more providers beyond Progressive, you can also check Costco insurance quotes for additional membership-based savings and coverage options.