Exploring Progressive's Insurance Options for Electric Vehicles
Electric vehicles (EVs) are growing in popularity, and getting the right insurance is key to protecting your investment. Progressive stands out by offering coverage and discounts made for eco-friendly drivers. Experience: With Progressive, you get fair rates, reliable support, and protection built around the needs of EV owners.
Why Choose Progressive for Electric Vehicle Insurance?
Progressive is a top choice for electric car insurance. Its policies can cover not only your vehicle but also your charging equipment and battery — two of the most expensive parts to replace. Safe drivers and those who bundle policies often qualify for extra savings that lower monthly costs.
Progressive also adds perks for eco-conscious customers. To see what applies to you, check Progressive insurance quotes and compare coverage online.
Get Your Free Auto Insurance Quotes
Check Progressive auto insurance quotes for your EV today.
Get Your Free Home Insurance Quotes
Explore homeowners coverage and save more by bundling policies.
Key Coverage Highlights for EV Owners
Progressive covers key EV parts like home charging stations and high-voltage batteries. The policy also includes roadside help so you’re never stranded — a must for daily EV users.
Beyond the basics, Progressive can include coverage for charger damage, towing to certified EV centers, and original battery replacements when needed. Since EV repairs can be expensive, this protection adds real value.
If you drive often, add features such as rental coverage for electric cars and flatbed towing. Review your policy to confirm coverage for software issues, battery wear, and aftermarket upgrades.
To keep premiums low, drive safely, choose reasonable deductibles, and use usage-based insurance if you drive less. Bundling auto and home coverage also unlocks bigger discounts.
| Feature | Progressive (EV) | Typical Policy |
|---|---|---|
| Charging Equipment | Covers charger damage and installation issues | Usually excluded or limited |
| Battery Replacement | OEM battery coverage where available | Often partial or capped |
| Roadside Help | EV-specific towing and support | Standard towing only |
| Usage-Based Savings | SmartRide® rewards safe, low-mileage driving | Limited telematics options |
Discounts for Electric Vehicle Drivers
Progressive rewards eco-friendly drivers in several ways. You can save through safe-driver programs, policy bundling, or using recognized charging networks. If you drive fewer miles, usage-based plans can also cut your costs.
Ask your agent about every available discount to get the best deal. For more guidance, visit our auto insurance savings tips page. High-mileage EV owners can also check our Progressive high-mileage guide.
Progressive’s customer service also stands out. Their team helps with coverage questions, claims, and discount eligibility. They even have options for drivers with disabilities — see our article on coverage for drivers with disabilities.
Frequently Asked Questions
What coverage does Progressive offer for electric cars?
Progressive includes comprehensive, collision, and liability coverage, plus protection for batteries and charging systems.
Are there discounts for EV owners?
Yes. You can qualify for discounts through safe driving, bundling, or Progressive’s telematics programs.
How can I lower my Progressive premiums?
Keep your driving record clean, bundle your policies, and enroll in usage-based plans for extra savings.
Does Progressive include roadside help for EVs?
Yes. Roadside assistance covers EV-specific towing and charging-related emergencies.
In summary: Progressive’s insurance for electric vehicles protects every key part—from charging to driving. Explore discounts, fine-tune your plan, and compare quotes to find the best coverage for your EV today.