Esurance DriveSense: How Usage-Based Insurance Lowers Rates
Esurance DriveSense is a usage-based insurance program that shows exactly how safe driving lowers rates. A small telematics device records real-world habits—speed, braking, acceleration, and mileage—and translates them into personalized discounts. The safer you drive, the more you save.
Want to see the numbers for yourself? Start with an Esurance car insurance quote, then add DriveSense to watch your premium drop even further. For a detailed walkthrough of every screen, check the Esurance online quote process—it shows how quickly you can activate coverage from any device.
How Esurance DriveSense Works
Once enrolled, DriveSense monitors key driving habits such as braking, acceleration, speed, time of day, and miles driven. The safer your habits, the larger your potential discount becomes.
Auto Insurance Quote with DriveSense
See how much you can save with Esurance DriveSense applied to your quote.
DriveSense Data Collection
The DriveSense mobile app collects your trip data automatically. Each trip is scored, allowing you to monitor your driving habits and see where improvements can be made to maximize savings.
Unlike some programs, DriveSense does not penalize you for occasional bad trips but focuses on long-term driving patterns to calculate safe-driver discounts.
Potential Savings with DriveSense
Drivers who consistently practice safe habits may earn discounts of up to 20% or more depending on their driving performance and state regulations. Lower mileage drivers often see the greatest savings.
DriveSense is voluntary, and Esurance still offers competitive rates even without telematics participation.
Why Telematics Is Growing in Popularity
Usage-based insurance (UBI) lets drivers shape their own premiums. Instead of paying rates based on broad statistics, you earn discounts for real-world safe habits—and programs such as DriveSense turn those habits into lower bills. To see how other insurers handle UBI, check The Zebra auto insurance quotes and compare multiple providers at once.
Esurance keeps everything transparent: enrollment is quick, the app tracks driving in real time, and your savings update automatically.
Start Saving With Esurance DriveSense Today
If you’re a careful driver, DriveSense makes cutting costs easy. Begin a quote, enroll in the program, and monitor your trips to unlock extra savings. You may also stack additional safe driver auto insurance discounts on top of your DriveSense rewards.